Balance Credit Pre Qualified

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Budgeting isn’t easy, and one of the ways people can solve their temporary financial problems is by getting a Balance Credit Pre Qualified.

Not only can it help you to pay off urgent bills, but it can also help you to feel like you have more flexibility when it comes to your finances.

Why get a payday loan?

People like payday loans because they are easy to obtain and are only a short term commitment – you pay the money back at the time of your next pay check. It’s a great way to get some financial freedom and have some extra cash within the month if you have gone over your budget.

Whether you’re trying to pay off your next vacation or you need to buy a few extra Christmas presents before it’s too late, a payday loan is perfect in emergencies.

Once you reach adulthood, financial responsibilities slowly creep into your life. Whether it’s looking after children, trying to find a job to pay the bills or just generally trying to make ends meet, you’ll be a very lucky person if you don’t come into contact with money problems at some point.

Why use our payday loan service?

 

If you’ve decided that it’s best for you to get a payday loan, here’s why you should consider using our platform.

It’s important to take your finances very seriously and to consider various factors before diving into the personal loans process. We pride ourselves in caring for our users and have a genuine concern for their financial well being.

That’s why we are prepared to provide you with plenty of advice on our website about how the process works and the pro and cons of borrowing. We believe that if you’re armed with the necessary information, then you are able to make the best and informed decision about what to do.

Submitting your personal information

When you submit your information via our website, we will try to connect you with one of over a hundred direct payday loans lenders in our network who are willing to lend different loan amounts between $200 and $5,000, depending on your individual circumstances.

Being approved for most loan amounts is dependent on your current income and credit history, though those with bad credit score are still considered even if they are offered lower than they desire.

We only pass on your information to the registered personal loans lenders in our network, never third parties, and your data is secured by the latest encryption technology.

The whole online process is very quick and easy, so you don’t have to worry about filling out lots of paperwork or spending hours on the phone or face to face trying to find the best loan for you.

While we cannot guarantee that there will be no credit check with main credit bureaus or paperwork if the lender requires further verification, this will still be much faster than borrowing from the bank or other large lender. You can see the cash in your checking account as fast as the next business day!

Eligibility & Approval Requirements

 

In order to get a payday loan, there are a few simple requirements you must meet before submitting your information. As long as you fill all the criteria, our lenders will be happy to consider you for a Balance Credit Pre Qualified, even with bad credit score.

    • All users must be over the age of 21, as credit cannot be offered to minors. You must also be a legal resident of the United States in a state that permits payday lending. And you must have a fixed address where you can be easily contacted.
    • You will also need to have a bank account so the lender can easily deposit the loan and take the repayment on the agreed upon date. If you do not have it at the moment, you can set one up and go through the process at a later date.
    • Generally, you will need to have an account with some history (preferably without bank charges etc), so you might need to wait a little while before submitting your information if the account is new. Note that repayment is an automatic process so be sure to have the funds in your checking account at least a day before the due date.
    • Most importantly – you must have a regular source of income. This does not necessarily need to be employment, but the lenders must be able to see that you have the means to repay the loan within the required amount of time. Most lenders require a monthly income of at least $1,000, which is well within the range of most people who work full time.

Accepting your payday loan

 

Once you find out whether or not the lender has accepted your application for a loan, you can start reading the terms so you are fully aware of your obligation, such as interest rates. By law lenders must give you access to the terms and conditions before you sign the contract and borrow cash from them.

It is very important that you read these thoroughly, as this will enable you to learn more about your loan. You will be able to find out when the repayment date is, what the finance charge is, the fees and/or interest for missed or late repayments and lots more important information.

Once you digitally sign the contract, you have entered into a legal agreement and are bound to meet the terms. The lender will begin the deposit process as soon as possible, and in most cases the cash will appear in the designated bank account within 1 business day. In rare cases you can get cash the same day you apply with one of our direct lenders.

Repaying your Balance Credit Pre Qualified

You will be given a repayment date, which will usually coincide with your next payday. As long as you pay the money (initial loan amount plus unterest) back to the lender by the agreed date, you will not need to pay any extra fees or charges.

After you have paid your personal loan, you will be able to apply for another if you need further financial help for the next month. Most lenders do not offer more than one payday loan to the same person within a month, but after this you are free to go through the process again. Still, it depends on state laws and lender’s policy.

Disclaimer

balancedcredit.net is not an offer or solicitation to lend. We do not make any loan or credit decisions and are not representatives, brokers or agents of any lender. Participating lenders offer loans from $200 up to $5,000. Not all lenders can offer you amounts up to $5,000. Our service is not available in all states. Submission of a request through this website does not guarantee that you will receive a loan offer or an offer you’ll be satisfied with. Funds transfer time may vary depending on your lender and/or financial institution. If you have any questions about your loan, please contact your lender directly. Credit checks may be performed with the three reporting credit bureaus: Experian, Equifax, and TransUnion. Submission of a request means you are authorizing the lenders to check your creditworthiness and your personal details.
This service is not a solicitation for loan products and does not constitute a loan offer for any loan products that are prohibited by state law. This service is void where prohibited.
State Availability: Not all lenders from our system operate in all US states. Residents of some US states may not be eligible for loan products in accordance with their legislation. By selecting your State at the start of our loan offer process, you shall be informed of any limitations regarding obtaining a loan if you reside in individual US states.
This website collects personal information and transfers it to its third-party partners.
The website contains links to third-party websites. Accessing them may result in a commission.
Please note that personal loans should not be treated as financial cure-it-all. If you have major budget difficulties, consult specialists first.